Description
Personal Capital Reviews – Round Up:
Quick Stats:
About Personal Capital
Personal Capital provide financial management and advice services, part through a rob-advisor AI and part through finance professionals.
Due to the automated element, Personal Capital is able to offer overall management services at lower fees that human-only management, but still higher than services such as Bloom. Where they make up for this, is in their abundance of free tools and calculators. One thing to note, they have a minimum investment portfolio size of $100k so this rules out the smaller investors – however if you’re in their key middle-market demographic their hybrid services provide excellent value.
From the Personal Capital website:
Our financial tools provide deep insights on how you’re doing today so you can plan for tomorrow.
IRAs also often offer more investment options than the typical 401k plan. Just as with your traditional 401k, you may contribute pretax dollars to a traditional IRA (you can only contribute pretax dollars up to certain income levels) and then benefit from tax-deferred growth and distributions.
Phillip S –
like the tools and the people I spoke with, great service and happy to recommend
F Miller –
I used Personal Capital to assess my retirement planning where I was at and what to do to achieve the goals I had. I was much less well off than I had thought and when everything was there in one place I could see what the problem was and how to fix it. Very helpful support team too.
Joan Armstrong –
They offer a great free tool for budgeting and managing finances. I have no experience of paid services but the free tools are excellent