Scam Report


LightStream Reviews

(3 customer reviews)


LightStream Reviews – Round Up:

BBB Rating:F
Web Ratings:A-
Our Rating:A-

Quick Stats:

  Service Quality: 70%
  Service Value: 76%
  Ease of Use: 82%
  Success Rate: 71%
  Customer Care: 69%
  Overall: 74%


About LightStream

LightStream – a division of Sun Trust Bank specialize in providing low-cost loans for low-risk clients, suitable for a variety of purposes and available from $5,000 to $100,000.

LightStream believe that customers who have built up an excellent credit score deserve to have access to easy loans at low rates. With fixed rates depending on loan purpose, amount and duration, financing is available from as low as 3.99% APR when using their AutoPay option. Clients can apply online, be approved, sign their agreement and have access to funds the same day.

From the LightStream website:

We are a national online consumer lending division of SunTrust Bank, the flagship subsidiary of SunTrust Banks Inc., one of the nation’s leading financial services companies.

We believe that consumers who have established good credit have earned the right to a simple loan process and excellent rates and deliver a revolutionary loan experience that allows customers to focus on their purchase, rather than on their financing. With our innovative lending products and proprietary technology, consumers with strong credit profiles can receive highly competitive, fixed rate financing via an easy, fast and virtually paperless loan process.


3 reviews for LightStream

5 star
4 star
3 star
2 star
1 star
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  1. Concerned13

    I pulled a 795 credit rating with them and proved well over 100k annual income, and denied! Total redlining at this company due to race, shameful. Take your business elsewhere. They are very biased!

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  2. Kellley Foy

    Customer service is a joke! After paying off nearly $30,000 in loans, a year ahead of schedule, they showed a balance of $3.72. WHICH THEY NEVER BILLED ME FOR. 6 months later, my credit score dropped from 850 to 590 because they sent it to collection!! What kind of moron sends on that debt with realizing that something might be wrong, very wrong. Think twice before you use these jokers because nobody in the company will ever lift a finger to help you.

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  3. Rob

    Best experience of a financial company. Quick approval of my loan with a competitive interest rate for a fixed term. Really satisfied and would not hesitate to recommend.

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