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SoFi Reviews

(3 customer reviews)


SoFi Reviews – Round Up:

BBB Rating:A+
Web Ratings:A+
Our Rating:A+

Quick Stats:

  Service Quality: 82%
  Service Value: 90%
  Ease of Use: 86%
  Success Rate: 77%
  Customer Care: 91%
  Overall: 86%


About SoFi

SoFi membership provides access to a wide range of low-cost loans for a variety of purposes – including student loan refinancing, home loans and personal loans. With no fees, low rates and quick online applications, decisions are rapid and setup is fast and easy.

But it isn’t just about loans. SoFi helps their members achieve financial independence, with products and tools centered around helping members save, invest and protect a growing financial intelligence – helping get a stronger footing in a world where it’s easy to overreach and develop bad financial habits.

From the SoFi website:

We look behind just credit scores and debt-to-income ratios to consider factors like estimated cashflow, career, and education. So while other lenders charge higher rates to account for the possibility that borrowers won’t pay back their loans, our unique underwriting process helps ensure our members have a high likelihood of making their payments.

We offer products that put our members first. We’ve taken a new-school approach (rather than repeating what old-school banks have done for decades).


3 reviews for SoFi

5 star
4 star
3 star
2 star
1 star
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  1. Peter

    I have what many would consider a perfect credit score, I pay everything off on time, I have a good job, I’m the right age I do all the right things and have never missed a payment on anything in my entire life.

    Yet when I came to pay off a balloon loan nobody would give me an unsecured loan, nobody. Not my banks who I’d been with for 30+ years, not any of the big name lenders.

    I just happened to see an ad for SoFi and gave them a call I mean why not I had nothing to lose and I’m so glad I did. Within only a few days the money was in my account and good to go on a 5 year term.

    It’s been an absolute pleasure dealing with SoFi and they will be my first choice for any other loans going forward.

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  2. S

    SoFi have been helping me for 3 years first with a debt consolidation and now with a mortgage. Outstanding customer care, very professional and always do exactly what they say they’ll do.

    7 out of 7 people found this helpful. Was this review helpful to you?
  3. Barry

    I used SoFi to refinance my mortgage because I was looking for a better rate. Very happy with their service and a smooth process, with mortgage taken from 30 down to 15 years.

    7 out of 8 people found this helpful. Was this review helpful to you?
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