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About Payoff
Payoff provide a debt-consolidation and credit score improvement service where by using a Payoff loan, users can pay off credit card debts and improve their scores instantly – typically by an average of 40 points. Applications are easy and checking their rates has no impact on current credit score.
Working with lending partners best suited to your needs isn’t the only benefit of using a Payoff loan – as well as the 40 point credit score improvement, members have access to free FICO updates, credit education services and tools and proactive support from experienced member advocates. Describing themselves as a “financial wellness company”, it’s Payoff’s goal to help their members reinvent their relationship with money and accelerate their journey towards financial well-being.
From the Payoff website:
What other financial products keep missing are the people. While they’re focused solely on the numbers, we’re focused on the intersection between a person’s psychology and how they make financial decisions.
We believe in long-term relationships with people, meeting them at every stage of their financial life, and maximizing their happiness along the way.
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